Health insurance help for Ohio residents
Compare Medicare, health insurance marketplace plans and Medicaid in Ohio, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Ohio Medicaid: Ohio Department of Medicaid · 1-800-324-8680 (Ohio Medicaid Consumer Hotline) · medicaid.ohio.gov
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Is your Medicare plan leaving in 2027?
79 Medicare plans are leaving at least one Ohio county for 2027. Look up your county to see which plans, and compare options before October 15th.
What is different about coverage in Ohio
Ohio Medicaid is run by the Ohio Department of Medicaid, and Ohio uses the federal HealthCare.gov Marketplace rather than a state-run exchange. Ohio Health Insurance is free to use for Ohio callers working through Medicare, ACA, life, or supplemental coverage questions.
- Ohio Medicaid is administered by the Ohio Department of Medicaid -- that agency, not the federal Marketplace, is the right place to start if your Ohio Medicaid eligibility changed.
- Ohio does not run its own ACA exchange, so Ohio marketplace shopping and subsidy questions go through the federal HealthCare.gov Marketplace.
- Free Medicare counseling is available in Ohio through OSHIIP (Ohio Senior Health Insurance Information Program) at 1-800-686-1578, run by the Ohio Department of Insurance and separate from Ohio Health Insurance's own free phone help.
Worth knowing: Ohio's Medicare counseling program, OSHIIP, is run directly by the state insurance regulator rather than a separate aging agency, so the Ohio Department of Insurance is a useful single point of contact for both Medicare questions and general insurance complaints.
Coverage questions we help Ohio residents with
Ohio by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Ohio you live. Start with your county.
Major Ohio cities
Ohio colleges and universities
- The Ohio State University
- University of Cincinnati
- Ohio University
- Kent State University
- Bowling Green State University
- University of Toledo
State bird: Northern Cardinal
Cardinalis cardinalis. Ohio’s official state bird, shown here as a local touch.
Photo: Brian0918 (CC BY-SA 2.5), via Wikimedia CommonsCommon Ohio questions
Where do I shop for ACA health plans in Ohio?
Ohio residents shop through HealthCare.gov (federal Marketplace) (https://www.healthcare.gov/ohio/). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Ohio?
Medicaid in Ohio is run through Ohio Department of Medicaid (https://medicaid.ohio.gov). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Ohio?
Ohio Department of Insurance (ODI) (https://insurance.ohio.gov/consumers) regulates insurance companies and agents in Ohio. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Ohio?
Yes. OSHIIP (Ohio Senior Health Insurance Information Program) (1-800-686-1578) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Ohio Health Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Ohio coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeReviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.