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Hamilton County, Ohio: health insurance

What Hamilton County residents should know about Medicare, marketplace plans and Medicaid.

Looking for Medicaid? Call your state, not us.

Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.

Ohio Medicaid: Ohio Department of Medicaid · 1-800-324-8680 (Ohio Medicaid Consumer Hotline) · medicaid.ohio.gov

If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.

Hamilton County at a glance

StateOhio
Population (2023 est.)827,058
Population rank in Ohio3 of 88
Land area405 square miles
Major citiesCincinnati

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Hamilton County for 2027

32 Medicare plans from 8 companies are listed in Hamilton County for 2026 but not for 2027, covering at least 20,610 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Ohio:
  • HealthSpring Extra Rx (PDP) (S5617-364, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-068, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete OH-D001 (HMO D-SNP)
H5253-059
UnitedHealthcare3,307
UHC Dual Complete OH-S2 (HMO D-SNP)
H1285-001
UnitedHealthcare2,816
AARP Medicare Advantage from UHC OH-0003 (HMO-POS)
H5253-109
UnitedHealthcare2,569
HumanaChoice Giveback H7617-003 (PPO)
H7617-003
Humana1,887
Humana Gold Plus SNP-DE H6622-087 (HMO D-SNP)
H6622-087
Humana1,573
Humana USAA Honor Giveback with Rx (PPO)
H5216-307
Humana1,183
Aetna Medicare Dual Care (HMO D-SNP)
H0628-013
Aetna (CVS Health)1,107
Humana Gold Plus SNP-DE H6622-015 (HMO D-SNP)
H6622-015
Humana960
Humana USAA Honor Giveback with Rx (PPO)
H7617-060
Humana957
HumanaChoice Giveback H5216-309 (PPO)
H5216-309
Humana760
AARP Medicare Advantage from UHC OH-0015 (PPO)
H8768-037
UnitedHealthcare741
Wellcare Simple (HMO-POS)
H0908-003
Wellcare / Ambetter (Centene)441
Show 18 more plans
Plan going awayCompanyPeople enrolled (at least)
DEVOTED DUAL PLUS 010 OH (HMO D-SNP)
H2697-010
Devoted Health357
Aetna Medicare Signature (HMO-POS)
H3931-109
Aetna (CVS Health)339
Aetna Medicare Partial Dual (HMO D-SNP)
H0628-041
Aetna (CVS Health)306
Humana Dual Select H5525-046 (PPO D-SNP)
H5525-046
Humana306
UHC Dual Complete OH-D1 (PPO D-SNP)
H2001-058
UnitedHealthcare294
UHC Dual Complete OH-V001 (HMO D-SNP)
H5253-122
UnitedHealthcare238
Wellcare Assist (HMO-POS)
H0908-004
Wellcare / Ambetter (Centene)82
Wellcare Dual Access (HMO-POS D-SNP)
H0908-001
Wellcare / Ambetter (Centene)82
Humana Gold Choice H8145-032 (PFFS)
H8145-032
Humana76
Wellcare Dual Reserve (HMO-POS D-SNP)
H0908-006
Wellcare / Ambetter (Centene)75
DEVOTED DUAL 011 OH (HMO D-SNP)
H2697-011
Devoted Health71
Mount Carmel MediGold Premium Choice (PPO)
H1846-005
Trinity Health42
Mount Carmel MediGold Plus (HMO)
H3668-023
Trinity Health18
Aetna Medicare Enhanced (HMO-POS)
H0628-027
Aetna (CVS Health)12
HealthSpring TotalCare Plus (HMO D-SNP)
H0672-018
Cigna HealthSpring (HCSC)11
CommuniCare Advantage CSNP (HMO C-SNP)
H3727-001
SNP Holdings10 or fewer
HealthSpring TotalCare (HMO D-SNP)
H0672-015
Cigna HealthSpring (HCSC)10 or fewer
Humana Value Plus H5525-041 (PPO)
H5525-041
Humana10 or fewer

See which companies have plans leaving across Ohio: Ohio Medicare plans ending for 2027 →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Ohio, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Hamilton County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: OSHIIP (Ohio Senior Health Insurance Information Program) gives free, unbiased counseling at 1-800-686-1578. Ask which plans serve Hamilton County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Hamilton County ZIP code to see what is offered.
  • Medicaid: apply through Ohio Department of Medicaid.

Ohio note: Ohio's Medicare counseling program, OSHIIP, is run directly by the state insurance regulator rather than a separate aging agency, so the Ohio Department of Insurance is a useful single point of contact for both Medicare questions and general insurance complaints.

Questions about Hamilton County

Are the same Medicare plans offered everywhere in Ohio?

No. Plans are offered by service area. A plan available in one county may not be offered in Hamilton County, so check by county.

Where do Hamilton County residents get free Medicare counseling?

OSHIIP (Ohio Senior Health Insurance Information Program) (1-800-686-1578) is Ohio's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Hamilton County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Talk to an agent

Want help comparing plans and enrolling?

Call 855-367-1095 and a licensed agent will help you compare plans and enroll (Open 8 AM-10 PM Eastern time). There is no cost to you.

Medicare

Medicare Open Enrollment is happening now

You have until December 7th. Enter your ZIP to see the Ohio plans we offer, or call and a licensed agent will go over them and enroll you. Calling is free, and you are never required to enroll.

Under 65 · ACA

ACA Open Enrollment is open now

Open enrollment is on, and deadlines vary, so don't wait. Call and we'll help you find the right Ohio plan.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).